Affordable private health insurance – does such a thing exist? The good news is that it does exist, and with a little research, you can find an insurance company that offers coverage for a reasonable price.

What kind of private health insurance do you need?

Before you start your search for affordable private health insurance, ask yourself a few questions to narrow down the kind of insurance you need:

* Do you need comprehensive coverage that covers doctor visits, preventative care, and prescriptions or do you just need basic coverage that covers hospitalization and inpatient /outpatient surgery?

* How much can you afford to pay for co-pays and deductibles? The higher you set your co-pay and deductible, the lower your premium will be.

* How long do you need coverage? If you just need private health insurance to cover a gap of a few months (for example, when you're between jobs) then short-term health insurance may be your best choice.

* Do you have a particular doctor or hospital you prefer? You'll want to make sure your preferred doctor and hospital accept your insurance.

Once you know what kind of insurance you need, you can start looking for affordable private health insurance. Begin by visiting an insurance comparison website, where you can easily and quickly get quotes for private health insurance from multiple A-rated health insurance companies.